[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.goshico.cz\/nastin-insolvencniho-rizeni\/#Article","mainEntityOfPage":"https:\/\/www.goshico.cz\/nastin-insolvencniho-rizeni\/","headline":"N\u00e1stin insolven\u010dn\u00edho \u0159\u00edzen\u00ed","name":"N\u00e1stin insolven\u010dn\u00edho \u0159\u00edzen\u00ed","description":"Velk\u00e1 \u010d\u00e1st na\u0161\u00ed populace si minim\u00e1ln\u011b jednou za \u017eivot musela na n\u011bco p\u016fj\u010dit. A\u0165 u\u017e se jednalo o dovolenou, d\u00e1rky, automobil nebo t\u0159eba z\u00a0d\u016fvodu, aby […]","datePublished":"2019-10-26","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.goshico.cz\/author\/#Person","name":"","url":"https:\/\/www.goshico.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"goshico.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.goshico.cz\/wp-content\/uploads\/img_a357326_w3544_t1571906354.jpg","url":"https:\/\/www.goshico.cz\/wp-content\/uploads\/img_a357326_w3544_t1571906354.jpg","height":0,"width":0},"url":"https:\/\/www.goshico.cz\/nastin-insolvencniho-rizeni\/","about":["Slu\u017eby"],"wordCount":442,"articleBody":"Velk\u00e1 \u010d\u00e1st na\u0161\u00ed populace si minim\u00e1ln\u011b jednou za \u017eivot musela na n\u011bco p\u016fj\u010dit. A\u0165 u\u017e se jednalo o dovolenou, d\u00e1rky, automobil nebo t\u0159eba z\u00a0d\u016fvodu, aby rodina m\u011bla v\u016fbec n\u011bjak\u00e9 to bydlen\u00ed. P\u0159esto, \u017ee mzdy nejsou v\u00a0sou\u010dasn\u00e9 dob\u011b v\u016fbec \u0161patn\u00e9, doch\u00e1z\u00ed st\u00e1le \u010dast\u011bji k\u00a0tomu, \u017ee lid\u00e9 maj\u00ed dluhy.Pokud v\u0161ak maj\u00ed lid\u00e9 dluhy, kter\u00e9 zvl\u00e1daj\u00ed n\u011bjak\u00fdm t\u00edm zp\u016fsobem spl\u00e1cet, tak pr\u00e1v\u011b oni jsou na t\u00e9 lep\u0161\u00ed cest\u011b. Vedle nich toti\u017e existuj\u00ed dlu\u017en\u00edci, kte\u0159\u00ed u\u017e ze sv\u00e9 podstat\u011b v\u016fbec nev\u011bd\u00ed, komu v\u0161emu dlu\u017e\u00ed, a z\u00e1rove\u0148 se m\u016f\u017ee zd\u00e1t, \u017ee je jim to jedno.A pr\u00e1v\u011b u t\u011bchto dlu\u017en\u00edk\u016f pak doch\u00e1z\u00ed k\u00a0insolvenci, tedy k\u00a0vyhl\u00e1\u0161en\u00ed \u00fapadku. Av\u0161ak i zde jsou ur\u010dit\u00e9 podm\u00ednky, kter\u00e9 je nutn\u00e9 splnit, a zejm\u00e9na se jedn\u00e1 o to, \u017ee zde musej\u00ed existovat minim\u00e1ln\u011b dva v\u011b\u0159itel\u00e9, tedy nejm\u00e9n\u011b dv\u011b osoby, kter\u00fdm dlu\u017en\u00edk dlu\u017e\u00ed.Dlu\u017en\u00edk tak v\u011bt\u0161inou spl\u00e1c\u00ed po dobu 3 let, a jakmile dos\u00e1hne 30% dluhu, zbytek je mu odpu\u0161t\u011bn. Dnes se v\u0161ak setk\u00e1v\u00e1me je\u0161t\u011b s\u00a0druhou variantou, kter\u00e1 trv\u00e1 po dobu 5 let, kde je p\u0159i splacen\u00ed 60% dluhu ostatn\u00ed odpu\u0161t\u011bno. Dle m\u00e9ho n\u00e1zoru to tak ale nen\u00ed spr\u00e1vn\u00e9, jeliko\u017e dluhy by se nem\u011bly platit jen z\u00a0\u010d\u00e1sti, ale \u00fapln\u011b cel\u00e9.Ve sv\u00e9 podstat\u011b lze \u0159\u00edci, \u017ee cel\u00e1 insolvence je tak \u0159\u00edzena insolven\u010dn\u00edm spr\u00e1vce, kter\u00fd je dan\u00e9 osob\u011b p\u0159izn\u00e1n ze strany soudu. Jakmile tedy zapo\u010dne \u0159\u00edzen\u00ed, doch\u00e1z\u00ed k\u00a0p\u0159ihl\u00e1\u0161en\u00ed v\u011b\u0159itel\u016f, a to v\u00a0dob\u011b trvaj\u00edc\u00ed 30 dn\u016f. U v\u011b\u0159itel\u016f pova\u017euji je\u0161t\u011b za nutn\u00e9 sezn\u00e1mit v\u00e1s s\u00a0jejich z\u00e1kladn\u00edm rozd\u011blen\u00edm.V\u00a0t\u00e9 prvn\u00ed nach\u00e1z\u00edme osoby se zaji\u0161t\u011bnou pohled\u00e1vkou, kter\u00e9 se tedy uspokojuj\u00ed na z\u00e1klad\u011b toho, co je zaji\u0161t\u011bno. Ve druh\u00e9 skupin\u011b m\u00e1me osoby s\u00a0pohled\u00e1vkou nezaji\u0161t\u011bnou, co\u017e znamen\u00e1, \u017ee k\u00a0pln\u011bn\u00ed z\u00e1vazk\u016f u nich doch\u00e1z\u00ed p\u0159\u00edmo z\u00a0platu dlu\u017en\u00edka.Pokud v\u0161ak je\u0161t\u011b chv\u00edli z\u016fstaneme u pohled\u00e1vek, tak bych v\u00e1m r\u00e1da \u0159ekla, \u017ee absolutn\u00ed p\u0159ednost maj\u00ed pohled\u00e1vky na v\u00fd\u017eivn\u00e9m v\u016f\u010di d\u011btem, kter\u00e9 jsou n\u00e1sledov\u00e1ny odm\u011bnou insolven\u010dn\u00edho spr\u00e1vce, kterou v\u00a0p\u0159\u00edpad\u011b nezaplacen\u00ed dlu\u017en\u00edkem hrad\u00ed st\u00e1t.                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u00e1stin insolven\u010dn\u00edho \u0159\u00edzen\u00ed","item":"https:\/\/www.goshico.cz\/nastin-insolvencniho-rizeni\/#breadcrumbitem"}]}]